# Add Accounts ### Links to Endpoint Guides * Create Account: * Add Account: #### **Use Cases**

Create Account	VS	Add Account
Onboard a new customer for a physical card.		Add a secondary account to an existing account holder, such as a savings or overdraft account. For overdraft accounts, also consult the Creating an Overdraft Account guide.
Onboard a new customer for a virtual card.		Add a secondary card product to an existing account holder, either a virtual or personalized card.
Create a secondary account for a different customer other than the primary account holder, such as a spouse or child.

#### **Do not follow this procedure to:**

Create Account	VS	Add Account
Add a secondary account to an existing customer; instead, see the Adding an Account guide.		Onboard a new customer for a physical or virtual card; instead, see the Creating an Account guide.
Add an overdraft account; instead, see the Creating an Overdraft Account guide.		Deposit funds into an account at the time of account creation; instead, see the Creating an Account guide.
Create an instant-issue card; instead, see Setup for Instant Issue.		Create a secondary account for a different customer other than the primary account holder, such as a spouse or child; instead, see the Creating an Account guide.
Create an account for a Digital First account, where you provide a digital version of the card for customers to use while the physical card arrives; instead, consult Digital First cards in the Choose a Card Strategy guide.
Break out the account-creation steps into component parts, such as passing Galileo CIP before creating an account; instead, use Start Enrollment and Complete Enrollment. For directions see the Start Enrollment process in Customer ID Verification (KYC/CIP).