BaaS

Common Functionality

• Customer Management. NOTE: Pii Onboarding and KYC modules needed.

• Single Debit Card Management

  • Virtual Card Creation

  • Request Physical Card --> Set a different shipping address. NOTE: Pii Onboarding needed.

  • Activate Physical Card

  • Set Pin to Physical Card

  • Request Replacement Card

  • Report Loss/Theft of a Card

  • Visualize the Card for information

• List/Filter/Search of BaaS Transactions

• Transfers

  • Internal Transfers --> Transfers between the user’s BaaS accounts.

  • To/From a Connected Account --> For example an account connected through Plaid. You can transfer from an internal account to a connected account or vice versa.

    NOTE: Aggregators module needed.

  • Interbank Account --> Transfers to/from an internal account to another user’s account within the same bank.

  • ACH Transfers --> Transfer from an internal account to an external bank account.

• Add a general account.

  • NOTE: the type of sub-accounts that you can create is directly limited by the BaaS provider

• Visualize/Download Statements. NOTE: the cadence of the statements is limited by the BaaS provider.

Services

BaaS	Status	Comments
Rize	Stable
Galileo	In Progress
Synapse	On Hold
Unit	On Hold
Treasury Prime	In Progress